> ## Documentation Index > Fetch the complete documentation index at: https://safepay.mintlify.site/llms.txt > Use this file to discover all available pages before exploring further. # Create Merchant ## OpenAPI ````yaml post /v1/aggregators/{raast-aggregator-id}/merchants openapi: 3.1.0 info: title: Raast Wire version: 1.0.0 description: '' servers: - url: https://api.getsafepay.com/raastwire security: [] tags: - name: Aggregators - name: Access Keys - name: Merchants - name: Raast Merchants - name: Payments - name: Refunds - name: QRs - name: Utilities - name: Aliases - name: Ledgers - name: Webhooks paths: /v1/aggregators/{raast-aggregator-id}/merchants: post: tags: - Merchants summary: Create Merchant parameters: - $ref: '#/components/parameters/AggregatorIdParam' requestBody: $ref: '#/components/requestBodies/CreateMerchant' responses: '200': $ref: '#/components/responses/CreateMerchantResponse' '400': $ref: '#/components/responses/BadRequest' security: - apiKey: [] components: parameters: AggregatorIdParam: name: raast-aggregator-id in: path required: true schema: type: string example: agg_2288490a-2176-4de5-b373-0ffb6f8e2e6e description: The unique identifier for the aggregator requestBodies: CreateMerchant: description: Request to create a merchant linked to an aggregator content: application/json: schema: type: object description: >- Merchant creation payload specifying identifiers and pricing configuration properties: merchant_external_id: type: string description: >- Client-supplied identifier that remains stable across Safepay integrations iban: type: string description: Settlement IBAN used for Raast payouts name: type: string description: Merchant display name enabled: type: boolean description: >- Indicates whether the merchant should be active immediately after creation raast_merchant_id: type: string description: >- Identifier of the previously onboarded Raast merchant to associate rate_card: type: object description: Rate configuration Safepay applies to Raast transactions properties: ratecard_kind: $ref: '#/components/schemas/RateCardKind' fixed_rate: type: integer description: >- Fixed per-transaction fee in paisa when using a fixed rate card variable_rate: type: number description: Percentage fee applied to the transaction amount tax_region: type: string description: Region for which the tax rate applies tax_rate: type: number description: >- Applicable tax rate expressed as a fraction (e.g., 0.1 for 10%) sales_tax_withholding: type: number description: >- Sales tax withholding rate applied to the transaction (fractional value) income_tax_withholding: type: number description: >- Income tax withholding rate applied to the transaction (fractional value) required: - ratecard_kind - tax_rate required: - merchant_external_id - iban - name - raast_merchant_id - rate_card examples: Create Merchant: value: merchant_external_id: sec_0c3de397-441f-471f-bcd7-b6d948e1c307 iban: PK62ABPA0010000222380013 name: TestingMerchant enabled: true raast_merchant_id: mer_eb2f5757-c0e4-4eb4-ad4b-2f4b671a84e2 rate_card: ratecard_kind: RateCardKind_fixed variable_rate: 0.0215 fixed_rate: 2900 tax_rate: 0.1 tax_region: Punjab sales_tax_withholding: 0.1 income_tax_withholding: 0.02 responses: CreateMerchantResponse: description: This response contains details of a merchant headers: Content-Length: $ref: '#/components/headers/ContentLengthHeader' Date: $ref: '#/components/headers/DateHeader' content: application/json: schema: allOf: - $ref: '#/components/schemas/StandardResponse' - type: object properties: data: $ref: '#/components/schemas/Merchant' examples: Create Merchant: value: api_version: v1 data: id: '0' token: am_d7fd05ea-8613-4038-afd7-4275f29110f5 name: TestingMerchant aggregator_id: agg_2288490a-2176-4de5-b373-0ffb6f8e2e6e merchant_id: mer_eb2f5757-c0e4-4eb4-ad4b-2f4b671a84e2 merchant_external_id: sec_0c3de397-441f-471f-bcd7-b6d948e1c307 bank_account_id: acc_a17a478a-f7cd-448b-9753-5729a6f237ad enabled: true created_at: '2025-05-21T09:36:42.586176361Z' updated_at: '2025-05-21T09:36:42.586185862Z' raast_merchant: id: '0' token: mer_eb2f5757-c0e4-4eb4-ad4b-2f4b671a84e2 partner_id: partner_ed4f0480-36c8-4a5a-8cd4-381bc4d83f2c raast_record_id: '480776' status: Inactive uid_type: NTN uid_value: '33225247890431' name: TestHasMerchant document_type: NTN document_number: '33225247890431' address_details: country: PK city: Lahore state_province_region: Punjab address_line: h193c1 saddiq contact_details: mobile_number: '+9233330226445' email: testing1702@gmail.com additional_details: dba: The best business 001 mcc: '3434' lat: '' long: '' additional_details_private: {} created_at: '2025-05-21T09:36:40.660619343Z' updated_at: '2025-05-21T09:36:40.660619733Z' rate_card: id: '0' token: mrc_859bf970-6178-48c4-a801-014d027a9fe8 aggregator_merchant_id: am_d7fd05ea-8613-4038-afd7-4275f29110f5 connector_id: conn_eec2d68c-b72a-4f84-82ff-a7d4b3ebaa21 rate_card_id: rc_d0680a67-e8bc-4a39-a7c1-ee9998346f17 created_at: '2025-05-21T09:36:42.586189872Z' updated_at: '2025-05-21T09:36:42.586190032Z' tax_rate: 0 BadRequest: description: Bad request headers: Content-Length: $ref: '#/components/headers/ContentLengthHeader' Date: $ref: '#/components/headers/DateHeader' content: application/json: schema: allOf: - $ref: '#/components/schemas/ErrorResponse' - type: object properties: code: example: error.bad_request message: example: Invalid request parameters schemas: RateCardKind: type: string description: >- Enumerated rate card strategy where numeric Raast values map to constants (0: RateCardKind_unspecified, 1: RateCardKind_variable, 2: RateCardKind_fixed, 3: RateCardKind_blend). enum: - RateCardKind_unspecified - RateCardKind_variable - RateCardKind_fixed - RateCardKind_blend example: RateCardKind_fixed StandardResponse: type: object description: Standard response structure for successful operations properties: api_version: type: string example: v1 description: The current version of the API spec data: type: object description: Contains the response data Merchant: type: object description: Merchant resource created under an aggregator for Raast transactions properties: id: type: string description: Internal Safepay identifier for the merchant token: type: string description: Public token identifying the aggregator merchant name: type: string description: Display name of the merchant aggregator_id: type: string description: Identifier of the aggregator that owns the merchant merchant_id: type: string description: Identifier of the linked Raast merchant account merchant_external_id: type: string description: Original merchant identifier provided by the aggregator bank_account_id: type: string description: Identifier of the settlement bank account enabled: type: boolean description: Indicates whether the merchant is currently active bank_account: $ref: '#/components/schemas/BankAccount' raast_merchant: $ref: '#/components/schemas/RaastMerchant' rate_card: $ref: '#/components/schemas/RateCard' created_at: $ref: '#/components/schemas/Timestamp' updated_at: $ref: '#/components/schemas/Timestamp' ErrorResponse: type: object description: Standard error response structure properties: code: type: string description: Error code identifying the type of error message: type: string description: Human-readable error message BankAccount: type: object properties: id: type: string description: Internal Safepay identifier for the bank account token: type: string vault_token: type: string title: type: string iban: type: string redacted_iban: type: string hashed_iban: type: string servicer: type: string bank: type: string depositor_id: type: string owner: type: string kind: type: integer version: type: string created_at: $ref: '#/components/schemas/Timestamp' updated_at: $ref: '#/components/schemas/Timestamp' RaastMerchant: type: object description: Raast merchant profile synchronized from the state bank registry properties: id: type: string description: Internal Safepay identifier for the Raast merchant record token: type: string description: Public Raast merchant token partner_id: type: string description: Identifier of the upstream partner associated with the merchant raast_record_id: type: string description: Identifier issued by the Raast directory status: type: string description: Current activation status reported by Raast uid_type: type: string description: Type of the merchant unique identifier such as NTN or CNIC uid_value: type: string description: Value of the unique identifier registered with Raast name: type: string description: Legal entity name on file with Raast document_type: type: string description: Supporting document type recorded during onboarding document_number: type: string description: Number of the supporting document address_details: type: object description: Merchant registered address per Raast records properties: country: type: string description: ISO 3166-1 alpha-2 country code city: type: string description: City of the address state_province_region: type: string description: Province or region of the address address_line: type: string description: Street-level address line contact_details: type: object description: Merchant contact information on file properties: mobile_number: type: string description: Merchant contact mobile number in E.164 format email: type: string format: email description: Merchant contact email address additional_details: type: object description: Optional public metadata collected during onboarding properties: dba: type: string description: Doing-business-as name if different from the legal name mcc: type: string description: Merchant category code associated with the merchant lat: type: string description: Latitude coordinate when available long: type: string description: Longitude coordinate when available additional_details_private: type: object description: Safepay private metadata for the Raast merchant created_at: $ref: '#/components/schemas/Timestamp' updated_at: $ref: '#/components/schemas/Timestamp' RateCard: type: object description: Rate configuration associated with a merchant for Raast payments properties: id: type: string description: Internal Safepay identifier for the rate card linkage token: type: string description: Public token representing the merchant rate card aggregator_merchant_id: type: string description: Identifier of the aggregator merchant that owns the rate card connector_id: type: string description: Identifier of the connector through which payments are processed rate_card_id: type: string description: Identifier of the underlying rate definition template ratecard_kind: $ref: '#/components/schemas/RateCardKind' fixed_rate: type: integer description: Fixed transaction fee in paisa when applicable tax_rate: type: number description: Tax rate applied to the fixed fee (fractional value) tax_region: type: string description: Region for which the tax rate applies variable_rate: type: number description: Percentage fee applied to the transaction amount sales_tax_withholding: type: number description: >- Sales tax withholding rate applied to the transaction (fractional value) income_tax_withholding: type: number description: >- Income tax withholding rate applied to the transaction (fractional value) created_at: $ref: '#/components/schemas/Timestamp' updated_at: $ref: '#/components/schemas/Timestamp' Timestamp: type: string format: date-time description: ISO 8601 timestamp in UTC example: '2025-03-13T09:12:34.000Z' headers: ContentLengthHeader: schema: type: string example: '256' DateHeader: schema: type: string example: Sat, 12 Aug 2023 08:55:04 GMT securitySchemes: apiKey: type: apiKey name: X-SFPY-AGGREGATOR-SECRET-KEY in: header ````